Fleet Management

Fleet Lease Finance Terms

Finance terms in Catch-e's fleet management software hold the lease rate, ATO residual, kilometre allowance and running-cost budget for every vehicle, reconciled against the plan they were quoted on.

  1. Lease rates
  2. Residual values
  3. Mileage allowances
  4. Budget tracking

Why teams choose Catch-e

One system of record

Fleet, novated leasing and salary packaging on a single platform, no stitched-together tools.

Compliance built in

ATO-aligned FBT governance and audit trails on every contract, quote and payment.

Proven at scale

92,078+ active contracts, 20+ years in production and 99.96% platform uptime.

Fits your stack

Integrates with payroll, banking, accounting and servicing, and hosted in Australia.

Lease rates

Per-vehicle lease rate setting

Hold the lease rate and financier against each vehicle, so the true cost of finance is visible per asset and the fleet weighted average is always current, not buried in a spreadsheet.

  • Rate and financier recorded per vehicle
  • Fleet weighted-average rate calculated live
  • Best and worst rates surfaced at a glance
  • Rates flow through to whole-of-life costing
Lease ratesFY26
VehicleRate
RAV4 Hybrid
ABC·123 · Macquarie
6.75%
Hilux SR5
DEF·456 · Angle
7.10%
Kona EV
GHI·789 · SG Fleet
6.40%
Fleet weighted avg6.78% p.a.
Best rate
6.40% · KONA EV
Residual values

Residual values applied by lease term

Apply residual values automatically as the lease term is set, so end-of-term values are consistent by construction and the dollar residual updates the moment the term changes.

  • Residuals applied by lease term
  • Residual percentage and dollar value shown together
  • Consistent by construction, no manual lookup
  • Feeds end-of-lease and disposal planning
ATO residual valuesTAX RULING
Minimum residual by term
65.63%
24m
56.25%
36m
46.25%
48m
37.5%
60m
Selected term48 months
Residual value$21,340
ATO-COMPLIANT
Mileage allowances

Annual kilometre allowances

Set the annual kilometre allowance per vehicle and track usage against pace through the year, so vehicles trending over or under their allowance are visible long before lease-end.

  • Annual kilometre allowance set per vehicle
  • Usage tracked against year-elapsed pace
  • Projected annual distance calculated automatically
  • Early signal for over or under-utilisation
Mileage allowanceABC·123
15,480 km
of 25,000 km / yr
Allowance vs pace
Used this year62%
Year elapsed58%
Projected annual26,700 km
Slightly ahead
+1,700 KM PACE
Budget tracking

Running-cost budget per vehicle

Track lease, fuel, service, tyres and registration against an annual running budget for each vehicle, so overspend is caught line by line and the remaining budget is always known.

  • Annual running budget set per vehicle
  • Spend tracked by cost category
  • Remaining budget calculated in real time
  • Overspend flagged before year-end
Budget · ABC·12379% USED
Lease payments$8,160
Fuel & energy$2,960
Service & tyres$1,650
Registration$920
Annual budget$18,000
Remaining$3,830
$14,170
SPENT YTD

Ready to get the fleet under control?

From acquisition to disposal, every vehicle carries costs, dates and obligations. Catch-e keeps all of them visible and current on one record.

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