Novated Lease Running-Cost Budgets
Running-cost budgets in Catch-e bundle fuel, servicing, tyres and insurance into one figure, track it against actual spend across the FBT year, and square it up as a surplus or shortfall at the end.
Why teams choose Catch-e
One system of record
Fleet, novated leasing and salary packaging on a single platform, no stitched-together tools.
Compliance built in
ATO-aligned FBT governance and audit trails on every contract, quote and payment.
Proven at scale
92,078+ active contracts, 20+ years in production and 99.96% platform uptime.
Fits your stack
Integrates with payroll, banking, accounting and servicing, and hosted in Australia.
Everything included in the running-cost budget
Catch-e bundles fuel or energy, tyres, servicing, registration, insurance and the management fee into a single budget alongside the lease, so the employee sees one predictable cost per pay instead of a scatter of bills.
- Fuel or energy, tyres, servicing, rego and insurance in one package
- Management fee included in the bundled figure
- Costs estimated from term, kilometres and vehicle
- One deduction per pay cycle for the employee
Budget tracking
As costs are incurred, Catch-e tracks actual spend against the budgeted amount across the FBT year, flagging lines that are running hot or cold long before year-end so they can be adjusted.
- Actual versus budgeted spend across the full FBT year
- Per-category and whole-of-package views
- Over- and under-spend flagged early
- Year-to-date position always visible
Spend reconciliation
Transactions are matched back to the budget lines they belong to, automatically where they can be, and flagged for review where they cannot, so the ledger stays clean and every dollar is accounted for.
- Actual transactions matched to budget lines
- Automatic matching with exceptions flagged for review
- Category-level accuracy maintained all year
- A clean base for year-end variance
Surplus and shortfall reconciliation at end of lease
At the end of the FBT year, Catch-e compares total actual spend against the budget and reports the variance, so a surplus can be refunded to the employee or a shortfall recovered, with no surprises.
- Full-year actual versus budgeted comparison
- Surplus calculated for refund to the employee
- Shortfall identified for recovery
- Clear year-end variance statement
More in Novated Leasing
Ready to run novated leasing properly?
Novated lease programs carry real payroll, FBT and settlement obligations. Catch-e is the platform providers use to meet them across dozens or hundreds of employers.
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Five products covering the full operational surface of leasing and packaging programs.
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Payroll, banking, accounting, servicing and FBT, integrated with what you already run.
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