How to choose novated leasing software
Novated leasing software administers the full arrangement between an employee, their employer and a financier: quoting, contracts, running-cost budgets, payroll-aligned deductions, FBT and the exit. This is what to test before you buy, and the questions that separate platforms once demos start looking alike.
What Catch-e provides against each evaluation criterion
| Capability | Catch-e |
|---|---|
| Novated leasing administration | YesFull lifecycle: quote, contract, budgets, deductions, claims, FBT, exits |
| Australian FBT complianceStatutory and operating-cost methods, ECM, the $15,900 and $30,000 grossed-up caps, PBI and rebatable treatment. | YesBoth methods, ECM to nil, cap categories, employee declarations, year-end reporting |
| Multi-employer administrationRunning many employers, each with their own packaging rules and payroll, from one system. | YesPer-employer rules, payroll configs and reporting |
| Vehicle quoting | YesFull Australian range, EV vs ICE with the FBT saving, embeddable by web service |
| ISO/IEC 27001 certificationAn independently audited information security management system. | YesISO/IEC 27001:2022, certificate 1833-I-1, held over ten years, audited three times a year |
| Australian data residency | YesData stored in Australian data centres |
Who each option suits
Test the exit, not the quote
Every platform demos the quote well. Ask instead what happens when an employee resigns eleven months into a 36-month lease: who calculates the payout, how the residual and outstanding budget are reconciled, and how the employer is notified. That path is where operational cost actually accumulates.
Ask how FBT is calculated, both ways
A platform should calculate the statutory formula and the operating-cost method and show which is lower, apply the Employee Contribution Method to bring the taxable value to nil, and produce reportable fringe benefits amounts grossed up correctly. If FBT is a spreadsheet bolted to the side, that is your year-end.
Push on multi-employer
Administering one employer is straightforward. Administering forty, each with their own packaging rules, pay cycles and cap treatment, is the job. Ask to see two employers with different rules configured side by side.
Ask what happens to the book you already have
Migration is where implementations fail. Ask specifically how existing contracts, budgets and part-year FBT positions are brought across, and who does that work.
Ask for the security certificate, by number
You will hold payroll data and move funds. An ISO/IEC 27001 certificate has a number and an issuing body, and can be checked. "Enterprise-grade security" cannot.
Frequently asked questions
Catch-e manages the full novated lease lifecycle, from structured quoting and salary packaging configuration through to contract creation, payroll-aligned deductions, mid-term variations, lease rollovers and contract completion. Each stage is supported by workflow controls and audit records.
Yes. Catch-e is designed for multi-entity operational structures. Novated leasing providers can manage dozens or hundreds of employer clients, each with their own packaging rules, payroll configurations and reporting requirements, within a single governed platform.
Catch-e records each employer's FBT cap categories and reports employee benefit usage against them, including end-of-FBT-year reporting outputs per employer.
Yes. Catch-e supports integration with a wide range of payroll platforms through structured payroll export files, scheduled data transfers and API-based connections. Deduction schedules are aligned to each employer's pay cycle and the platform prepares pay run outputs accordingly.
Catch-e manages mid-term contract changes including vehicle variations, salary or packaging changes, employer transfers and refinancing events. Each variation is processed through a structured workflow with appropriate approval controls and updated contract documentation.
Yes. Catch-e includes role-based portal access for different user types. Employee-facing portals provide visibility of lease details, packaging balances and benefit status, reducing inbound enquiries to the leasing provider's administration team.
Want to see it against your own numbers?
The fastest way to compare platforms is with your own portfolio, employers and payroll in front of you. We will walk through it with you.
Powered by 150+ years of combined industry experience.
See the products
Five products covering the full operational surface of leasing and packaging programs.
Explore productsConnect your systems
Payroll, banking, accounting, servicing and FBT, integrated with what you already run.
Integration options