Catch-e vs Sofico Miles Enterprise
Catch-e and Sofico Miles Enterprise solve the same problem at different scopes. Miles Enterprise is a global contract management platform from a Belgian company founded in 1988, used across 30 countries; Catch-e is built in Melbourne around the ATO’s rules for novated leasing, salary packaging and FBT, with an Australian team in one timezone. The choice is usually geography, not features.
Sofico Miles Enterprise describes itself as “The mission-critical and flexible platform trusted by world leaders in automotive finance, leasing, fleet and mobility management”.
Catch-e and Sofico Miles Enterprise, capability by capability
Competitor entries are taken from each vendor’s own public website, last checked .
| Capability | Catch-e | Sofico Miles Enterprise |
|---|---|---|
| Where the team isWho you talk to when an FBT year closes badly, and whether they work in your timezone. | YesMelbourne, Australia. Australian staff, Australian data centres, one timezone | PartialTheir site states 13 offices worldwide, with 325+ employees based in Belgium1 |
| Primary marketWhether the product is built for Australian rules or adapted to them. | YesAustralia and New Zealand, since 2002 | YesGlobal — 40+ customers across 30 countries2 |
| Novated leasing administration | YesFull lifecycle: quote, contract, budgets, deductions, claims, FBT, exits | PartialCovered through contract management and Miles Salary Sacrifice2 |
| Salary packaging administrationBenefit catalogues, FBT caps and payroll-aligned deductions, not just vehicles. | YesBenefit catalogue, cap governance, claims, cards, year-end reporting | PartialMiles Salary Sacrifice is a named module2 |
| Fleet management | YesAcquisition to disposal: contracts, finance terms, servicing, compliance, analytics | YesMiles Fleet modules, including eDocs and Fleet & Driver2 |
| Multi-employer administrationRunning many employers, each with their own packaging rules and payroll, from one system. | YesPer-employer rules, payroll configs and reporting | YesBuilt for B2B and B2C across direct and indirect channels2 |
| Australian FBT complianceStatutory and operating-cost methods, ECM, the $15,900 and $30,000 grossed-up caps, PBI and rebatable treatment. | YesBoth methods, ECM to nil, cap categories, employee declarations, year-end reporting | Not publicly statedNot described on the Miles Enterprise page2 |
| Vehicle quoting | YesFull Australian range, EV vs ICE with the FBT saving, embeddable by web service | YesResponsive pricing calculation engine, consistent across channels2 |
| Driver app / self-service | YesRole-based portals and a driver app on one data model | YesCustomer Self-Serve and Fleet & Driver modules2 |
| ISO/IEC 27001 certificationAn independently audited information security management system. | YesISO/IEC 27001:2022, certificate 1833-I-1, held over ten years, audited three times a year | YesDedicated ISO 27001 page; certified across all offices2 |
| Australian data residency | YesData stored in Australian data centres | Not publicly statedNot stated on the Miles Enterprise page2 |
| Deployment | YesCloud-hosted SaaS, browser-based, no on-premises install | YesCloud, on the Miles Microservices Platform2 |
| Implementation modelWho does the work, and how long before the program is live. | YesDirect, by the Catch-e team; existing book migrated in | YesEcosystem of implementation partners, plus consultancy and training2 |
Sources
- 1Sofico Miles Enterprise — sofico.global/en/about-us, read 2026-08-27
- 2Sofico Miles Enterprise — sofico.global/en/miles-enterprise, read 2026-08-27
“Not publicly stated” means the vendor’s published material does not address that capability. It is not a statement that the product lacks it. Product and company names are the trade marks of their respective owners; Catch-e is not affiliated with, endorsed by, or partnered with any vendor named on this page. If something here is out of date, tell us and we will correct it.
When the other option is the better fit
No platform is right for every operation. These are the cases where we would tell you to look elsewhere.
You operate across multiple countries
This is the clearest case, and Sofico is substantially the larger company. Their site states the business was founded in 1988, employs 325+ people in Belgium across 13 offices worldwide, and runs 5 million contracts and $100 billion in managed contract value across 30 countries. Catch-e is a fraction of that and operates in Australia and New Zealand. If you need one system spanning jurisdictions beyond those, Catch-e is the wrong tool and we would tell you so.
You need a large partner-led implementation
Sofico describes an ecosystem of implementation partners plus its own consultancy and training. For an enterprise transformation with systems integrators already engaged, that model fits how the work will actually be run.
Your business is automotive finance more broadly
Miles Enterprise spans finance, leasing, rental and subscription across direct and indirect channels, with dealer point-of-sale and showroom modules. If captive finance or dealer distribution is central to your business, that breadth is real and Catch-e does not match it.
Who each option suits
Catch-e suits Australian and New Zealand operations
If every employer, payroll and vehicle you administer is in Australia or New Zealand, a platform built around the statutory and operating-cost methods, the Employee Contribution Method, grossed-up caps and PBI treatment removes a layer of configuration you would otherwise carry forever.
Sofico Miles Enterprise suits multi-country lessors
For a lessor or captive finance company operating internationally at scale, the case for a global platform is straightforward, and Sofico publishes the volume figures to back it.
How to decide
Geography first: if you operate in Australia and New Zealand only, weigh how much of a global platform’s configurability you would actually use. If you are not, the question answers itself.
Frequently asked questions
Most Australian platforms cover novated quoting and contracts well. Catch-e also administers salary packaging in the same system: benefit catalogues, FBT cap categories, payroll-aligned deductions and year-end reporting across many employers at once. If your operation runs vehicles and benefits together, that combination is the difference. If it is vehicles only, a narrower tool may suit you better.
Building makes sense if your commercial advantage is a way of working no platform supports, or you already run a software team. What is easy to underestimate is not the build but everything after it: FBT method changes, cap thresholds moving, payroll and banking file formats, ATO reporting, and the security certification customers will ask you for. A common middle path is to buy the administration platform and build your own differentiator on its APIs.
Yes. The sharpest edge in any migration is part-year FBT: taxable values, days available and employee contributions already applied all have to carry across or year-end will not reconcile. Migrations are normally sequenced employer by employer around pay runs rather than as a single cutover, so no one's pay is at risk, and the Catch-e team does the migration work rather than handing over an import template.
No. Catch-e operates in Australia and New Zealand, built around the statutory and operating-cost FBT methods, the Employee Contribution Method, grossed-up caps and ATO reporting, with data stored in Australian data centres. If you need one platform spanning countries beyond Australia and New Zealand, a global contract management platform is the right category and we would tell you so.
Three questions separate platforms quickly. How does it calculate FBT under both methods and apply the Employee Contribution Method? What happens when an employee resigns eleven months into a 36-month lease, and who calculates the payout? What independent security certification do you hold, and what is the certificate number? The third is checkable; the first two are where operational cost accumulates.
Want to see it against your own numbers?
The fastest way to compare platforms is with your own portfolio, employers and payroll in front of you. We will walk through it with you.
Powered by 150+ years of combined industry experience.
See the products
Five products covering the full operational surface of leasing and packaging programs.
Explore productsConnect your systems
Payroll, banking, accounting, servicing and FBT, integrated with what you already run.
Integration options